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About us

The West 7th St Difference

At West 7th Cars & Credit our specialty is getting customers into quality transportation at affordable prices, without having to overpay for a loan regardless of credit history.

With over 125 vehicles to choose from, decades long relationships lenders, and access to several lender programs we are EXPERTS in assisting our customers into the right vehicle for them and QUICKLY! We help our customers with fantastic credit get better interest rates than their bank can or adjust their monthly payment amounts to meet their needs, but we also help our customers who thought that financing a car was impossible achieve their dream to either build or rebuild credit (even when your credit history is REALLY bad- Not to brag, but we've been called credit wizards before). 

When we say we can help you get financing regardless of your past credit problems, we mean it! Our testimonials prove this to be true! We post testimonials every week with pictures of our actual customers! Check out what our customers are saying about us TODAY on Instagram and Facebook!

Our application process is super quick and easy. We have designed it to give you opportunity to evaluate which options are best for YOU and your unique situation (we know all of our customers are unique and special, unlike many other dealerships that may make you feel embarassed or scammed). It only takes a few minutes to apply online.Click here to begin our financing application! 

Come see what we have available and what your personal options are today! We are directly across from McDonalds. 834 W 7th St. St. Paul, MN 55102

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